Relatable. Practical. Unapologetically Action-Oriented. 

Terry Black is the founder of The Wealth Sharer and the Young Wealth Sharers Academy, Inc. Known for her candid, shame-free approach to personal finance, Terry bridges the gap between high-level wealth strategies and everyday paycheck realities. 

Unlike conventional advisors who speak in Wall Street jargon or push proprietary financial products, Terry meets employees where they are. Her interactive presentations inspire both frontline worker and corporate directors to take immediate control of their cash flow, establish disciplined habits, and build lasting family legacies. She has been successfully teaching financial literacy for over five years.

  • Speaker Highlights: 

  • Keynote Speaker & Corporate Workshop Facilitator 

  • Founder, Young Wealth Sharers Academy, Inc. (Youth Financial Literacy Advocate) 

  • Creator of the 21-Day Spending Reset & Automated Allocation Method 

  • “Talking about finance came easy with Terry. She is so genuine and authentic in sharing the knowledge and information she has. Even during our consultation, she was so nurturing and truly cares about seeing individuals grow not only in finances but in all areas of their lives.”

    — Kim Pollard, Business Owner of Bells & Whistles Organizers

  • “Terry your budget worksheet is everything. I was able to plug in all of the amounts I spend on a monthly basis. The spreadsheet clearly showed me where I needed to make changes. My percentages were wild. I already see where I can do better. I'm so looking forward to getting my financial life in order. I see my homeownership coming soon”

    — Abina Walkers, Working Professional

  • “I want to take the time out to sincerely thank you for your diligence, stewardship, and knowledge you have with guiding someone who could be in financial disarray down the right path. I am looking forward to continuing to work with you. Given your constant support with a financial budget, dream, and pursuit of financial independence. You have taught me thus far some very crucial and intricate things that I am implementing to break the generational curse of living paycheck to paycheck, and I am so grateful to you always.”

    — De Myles, Business Owner of The Myles Corp www.themylescorp.com

  • “Mrs. Terry is awesome! She has a vast wealth of information and makes sure that it's easily understood. She's very patient and I absolutely love how she takes the time to truly interact with her students/clients. I've even personally taken it upon myself to use her to keep myself accountable. She's never been harsh, but always encouraging. If you take the time and show up for yourself, these courses can and will be life-changing.”

    — Tanetta, Travel Nurse & Healthcare Professional

  • “Terry provides a plethora of financial knowledge. You will think twice before making a purchase.”

    - Joe Diaz, Business Owner of Melanin Info

  • “Your Money Review" book gave me an opportunity to take a dive into my financial thought process. It led me to see where my money habits stem from whether good or indifferent. It has helped me deal with underlying emotions attached to spending and saving in order to change my mindset and achieve my financial goals.”

    — Kerra Fowler, Business Owner of SOULutions for Her